Paul Davis
DipPFS
Based in Braintree and also with offices in Cambridge, I provide financial advice to clients across East Anglia, London and the surrounding areas. I’m passionate about giving great advice, getting it right first time and building long term trusted relationships.
The value of an investment with St. James's Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested.
About
I started working in the Financial Services industry in 1994. This length of time has contributed to my wide range of financial knowledge and expertise.
For the first 20 years I predominantly worked for the large high street banks. I advised a range of personal clients, specialising in investment planning, inheritance tax planning and retirement solutions.
Before being invited to join St. James's Place I also became a public speaker, seminar presenter and technical specialist for Nationwide Building Society.
I love what I do. Running my own Wealth Management company as a Partner Practice of St. James's Place, a FTSE 100 company, helping individuals and business’s make the most of their money, pay less tax – especially Inheritance Tax, and get the most out of their retirement.
Outside of my business I am husband to my wife of over 25 years – Andrea, and father to our 4 ever growing children. I enjoy a round of golf, walks in the countryside and the challenge of finding a bargain collectable at the local antique and collectors fairs.
Fundamentally, I see my approach, as it has always been, as one of problem solving and advising the right solution/s for the client/s – rather than product selling. Subsequently, my clients can expect to receive the most appropriate and comprehensive advice at all times, along with a top quality level of on-going service.
The levels and bases of taxation and reliefs from taxation can change at any time. The value of any tax relief depends on individual circumstances.
Testimonials
Paul's advice has been extremely helpful for our future planning. He has always been professional and friendly, above all totally honest. I would not hesitate to recommend Paul to anyone.
Paul's prompt and precise attitude made the complex business of dealing with numerous pension plans an easy matter. He is a straight-talking individual, he listens and gives sound advice. Recommending Paul's services is a no-brainer.
Paul's help has been invaluable. I had many pensions with multiple providers that had not been reviewed for years and were performing poorly. With Paul's advice I am very happy with my investment updates and I am confident in Paul's continued advice to ensure that my pensions stay on track. Compa...
I just wanted to share a quick note to let you know Paul has done a fantastic, great job. I'm glad I decided to invest with you. He took that extra step to understanding my needs, giving sound and trustworthy advice. It's fantastic to have a guy who really knows his stuff, I have never had any pr...
After having my pension looked after by companies I've worked for over the last 20+ years, moving my future retirement fund was a 'big deal'. Constantly asking myself, have I done the right thing. But I need not have worried, Paul and St. James's Place have made it so easy, transparent and worry-...
Paul has been brilliant. He made the whole process easy to understand and provided relevant and sound advice. I feel relieved to have found someone who is professional and personable to put my financial affairs in order. Many thanks!
Covid-19 has been a difficult time for everyone, let alone the stock market. I have been amazed at the overall performance of my funds during this torrid time. Here's to the good times.
Paul is highly recommended. He is professional, non-pushy and knows his stuff. A very honest service aimed entirely at what suits the client best. I wouldn't hesitate to put Paul forward to my own contacts and clients should they be looking for financial planning advice.
Fantastic service from initial appointment to date, keeps in touch continually without fail. We would recommend Mr. Paul Davis to anyone who needs genuine sound advice on even small investments. Paul's tenacious work on our behalf has been faultless, so thank you so much Paul for all your support...
Paul made the whole process of transferring my pension fund simple to understand. He was friendly, professional, knowledgeable and I did not feel pressured in any way. His open, honest approach put me at ease. The communication has been excellent. I would not hesitate to recommend Paul.
I spoke with Paul, asking for advice on what to do with a considerable sum of money that I was now in charge of as a Trustee. He not only took the time to explain what he could assist with in terms of investment opportunities, but also made it very clear what our legal obligations are as trustees...
I received top-class service and support from Paul Davis. He was highly recommended to me by a friend and I was not disappointed. He gave honest and sound advice on rhe products and services. Updating me each step of the way. He is very professional! I would not hesitate in recommending him.
I have trusted Paul Davis from his first visit. He has given us the time and patience to make sure we understood. He listened to our questions and advised us of our answers clearly and honestly. Thank you.
Paul Davis helped me enormously in organising my financial affairs. The service gave me confidence as he left some of my investments in place as he informed me they couldn't be improved on. I wouldn't hesitate in recommending Paul to anyone looking to sort financial affairs.
Paul was not the first adviser I went to. In both other cases the advisers sought to transfer all my pension funds. Paul was the only one to advise against the transfer of a defined benefit scheme. All his advice since has demonstrated that he has my best interests uppermost. He does so in a frie...
Paul provided clear, concise and easy to understand information regarding my pension matters. He always puts my interests first and ensures I fully appreciate every aspect of his advice before proceeding. I would not hesitation in recommending Paul to anyone.
Paul provides a friendly and courteous service and is always punctual and reliable. Paul's advice and knowledge goes beyond pensions and he takes time to explain things carefully to ensure the client fully understands, and can make an informed decision. I transferred from an online and telephone ...
Paul never fails to put our interests at heart and is always available to talk any issues through. Paul is a family man and this comes through in his demeanour and approach. Similarly, Paul has a great business ethos and manages to combine the two characteristics whilst aiming to deliver the best...
Very professional service, highly recommended. If i need to use Paul's help again, I wouldn't hesitate to do this.
As a cautious investor, Paul's approach and understanding gave me both the confidence and reassurance that I was doing the right thing. Funds remaining in two interim accounts now look likely to return a higher than average yield. Paul is a straight talking individual who always listens and gives...
Paul Davis is someone I would highly recommend! He is honest with everything and he always goes that extra mile. Unlike other financial advisers I have had in the past, he will always be in contact, whether via phone or email. My yearly appointments are on time, I never have to chase him and than...
The service I have received from Paul has been excellent from start to finish, at no point did I feel pressured into signing up and in fact was given a lot of advice. I have already recommended Paul to a few friends and would not hesitate in the future to recommend his services.
I have known Paul Davis for several years. He is professional, knowledgeable and reliable. Paul's advice is always centred around what is best for me and my family and subsequently I have seen this advice correctly reflected in the recommended solutions for my personal and business needs. I there...
Paul Davis listened to what we wanted to achieve with our money and offered us choices to suit our needs without pressuring us and gave us time to reflect.When we had a few problems through our own fault, Paul helped us sort it with a calm, respectful and professional approach. Nothing was too mu...
Paul has and creates a warm atmosphere which is difficult as a businessman entering people's homes. We feel that Paul is trustworthy yet professional and is able to explain his products at ease and on any level; you are left with succinct, sound advice and feel looked after, yet aware that Paul i...
I have trusted Paul Davis' advice 100%, his service and support always is first class. Paul is always willing to spend extra time to make sure I fully understand.
I had met with many financial advisers in the past and was totally baffled by their advice. I had 2-3 meetings with Paul and everything became crystal clear. I am now at a point where I know my finances for the future and feel so much happier. I have recommended Paul to my family and friends as I...
Mr Paul Davis is professional, personable, knowledgeable and helpful. He has listened, explained and provided advice to help my husband and I on a path to increase our financial wealth. I would highly recommend Paul Davis for your wealth management needs.
Financial planning, estate planning and inheritance tax planning can be extremely daunting, but having met Paul Davis, I feel comfortable with his knowledge, genuine interest and extreme friendly personality, and more importantly, my financial affairs would be in safe hands. Paul is able to deliv...
Paul is a person who is very responsible, highly reliable and he is always available for me when I need his advice. I will recommend his service and him to my family and friends without hesitation. Thank you!
Paul Davis helped me enormously in organising my changed financial affairs following a divorce that I had perhaps neglected. The service provided has been excellent from start to finish. I will be recommending Paul.
Paul has always been a genuine pleasure to work with, he has always taken the time to give ‘no nonsense and straight forward advice, tailored perfectly to my attitude to investments for current and future needs. Time is taken to explain every option, only when we both feel I fully understand, d...
As a self-employed worker with several haphazard pension pots, Paul was able to advise me on the best investment plan, tailored to my needs and in line with my views on levels of risk. He is able to explain technical matters clearly and with patience. He is always professional and well prepared f...
Thank goodness for Paul. His simple and clear explanations and no-frills approach was just what was needed. I have and will continue to recommend him without reservation.
I have only been a client of Paul's for two years or so now. But the advice I have been given so far is thorough, explained clearly, and above all Paul listened and truly has my best interests at heart. He has previously advised me to leave some of my investments where they were as that would be ...
Paul's friendly but professional manner has always put me at ease that I am achieving the best potential with my money at a level of risk I am comfortable with. He takes the time to explain my options well, always making sure I understand the risks and potential benefits, without any pressure to ...
I first met Paul Davis in September 2020. It's been a pleasure to have him deal with my financial planning including tax advice; pensions and trust funds. He's even helped me with a commercial mortgage. Easy to talk to and he works with me rather than push me into something I'm not certain of. On...
Paul Davis has always given us great service and help right from the start when consolidating our numerous pensions. His knowledge and warm approach allows us to fully understand investments and his regular contact gives us confidence that he always puts our interests first.
Paul Davis invested a great amount of time explaining the various options available and the risks involved to help me make an informed decision when setting up my pension last year. I have just had my annual review and again, Paul explained everything that has happened this year to ensure what I ...
We have been continuously impressed and reassured by Paul's patience and attention to detail. He has taken time to identify the right financial options for our personal circumstances, which we know will provide financial security for our future and that of our children.
We were new to investing and felt that we wanted to talk to a local financial adviser. We found Paul Davis and we can honestly say that he has guided and advised us so that we feel totally comfortable with the investment decisions that we have made. We feel totally at ease in his company and woul...
Paul's approach to explaining our current pension plans was done in a very clear and transparent way. He made something very complicated, very easy to understand and digest. He took the time to listen to our questions and was very knowledgeable and patient in answering our questions. I would high...
Paul Davis came highly recommended and we have been very pleased with the advice and service received. We have felt confident with our decisions thanks to Paul's guidance.
Paul Davis has been very helpful, he gave me the opportunity to digest everything he advises me on to make a decision on what cause of action to take.
Paul's advice has been extremely helpful for our future planning. He has always been professional and friendly, above all totally honest. I would not hesitate to recommend Paul to anyone.
Paul's prompt and precise attitude made the complex business of dealing with numerous pension plans an easy matter. He is a straight-talking individual, he listens and gives sound advice. Recommending Paul's services is a no-brainer.
Paul's help has been invaluable. I had many pensions with multiple providers that had not been reviewed for years and were performing poorly. With Paul's advice I am very happy with my investment updates and I am confident in Paul's continued advice to ensure that my pensions stay on track. Compa...
I just wanted to share a quick note to let you know Paul has done a fantastic, great job. I'm glad I decided to invest with you. He took that extra step to understanding my needs, giving sound and trustworthy advice. It's fantastic to have a guy who really knows his stuff, I have never had any pr...
After having my pension looked after by companies I've worked for over the last 20+ years, moving my future retirement fund was a 'big deal'. Constantly asking myself, have I done the right thing. But I need not have worried, Paul and St. James's Place have made it so easy, transparent and worry-...
Paul has been brilliant. He made the whole process easy to understand and provided relevant and sound advice. I feel relieved to have found someone who is professional and personable to put my financial affairs in order. Many thanks!
Covid-19 has been a difficult time for everyone, let alone the stock market. I have been amazed at the overall performance of my funds during this torrid time. Here's to the good times.
Paul is highly recommended. He is professional, non-pushy and knows his stuff. A very honest service aimed entirely at what suits the client best. I wouldn't hesitate to put Paul forward to my own contacts and clients should they be looking for financial planning advice.
Fantastic service from initial appointment to date, keeps in touch continually without fail. We would recommend Mr. Paul Davis to anyone who needs genuine sound advice on even small investments. Paul's tenacious work on our behalf has been faultless, so thank you so much Paul for all your support...
Paul made the whole process of transferring my pension fund simple to understand. He was friendly, professional, knowledgeable and I did not feel pressured in any way. His open, honest approach put me at ease. The communication has been excellent. I would not hesitate to recommend Paul.
I spoke with Paul, asking for advice on what to do with a considerable sum of money that I was now in charge of as a Trustee. He not only took the time to explain what he could assist with in terms of investment opportunities, but also made it very clear what our legal obligations are as trustees...
I received top-class service and support from Paul Davis. He was highly recommended to me by a friend and I was not disappointed. He gave honest and sound advice on rhe products and services. Updating me each step of the way. He is very professional! I would not hesitate in recommending him.
I have trusted Paul Davis from his first visit. He has given us the time and patience to make sure we understood. He listened to our questions and advised us of our answers clearly and honestly. Thank you.
Paul Davis helped me enormously in organising my financial affairs. The service gave me confidence as he left some of my investments in place as he informed me they couldn't be improved on. I wouldn't hesitate in recommending Paul to anyone looking to sort financial affairs.
Paul was not the first adviser I went to. In both other cases the advisers sought to transfer all my pension funds. Paul was the only one to advise against the transfer of a defined benefit scheme. All his advice since has demonstrated that he has my best interests uppermost. He does so in a frie...
Paul provided clear, concise and easy to understand information regarding my pension matters. He always puts my interests first and ensures I fully appreciate every aspect of his advice before proceeding. I would not hesitation in recommending Paul to anyone.
Paul provides a friendly and courteous service and is always punctual and reliable. Paul's advice and knowledge goes beyond pensions and he takes time to explain things carefully to ensure the client fully understands, and can make an informed decision. I transferred from an online and telephone ...
Paul never fails to put our interests at heart and is always available to talk any issues through. Paul is a family man and this comes through in his demeanour and approach. Similarly, Paul has a great business ethos and manages to combine the two characteristics whilst aiming to deliver the best...
Very professional service, highly recommended. If i need to use Paul's help again, I wouldn't hesitate to do this.
As a cautious investor, Paul's approach and understanding gave me both the confidence and reassurance that I was doing the right thing. Funds remaining in two interim accounts now look likely to return a higher than average yield. Paul is a straight talking individual who always listens and gives...
Paul Davis is someone I would highly recommend! He is honest with everything and he always goes that extra mile. Unlike other financial advisers I have had in the past, he will always be in contact, whether via phone or email. My yearly appointments are on time, I never have to chase him and than...
The service I have received from Paul has been excellent from start to finish, at no point did I feel pressured into signing up and in fact was given a lot of advice. I have already recommended Paul to a few friends and would not hesitate in the future to recommend his services.
I have known Paul Davis for several years. He is professional, knowledgeable and reliable. Paul's advice is always centred around what is best for me and my family and subsequently I have seen this advice correctly reflected in the recommended solutions for my personal and business needs. I there...
Paul Davis listened to what we wanted to achieve with our money and offered us choices to suit our needs without pressuring us and gave us time to reflect.When we had a few problems through our own fault, Paul helped us sort it with a calm, respectful and professional approach. Nothing was too mu...
Paul has and creates a warm atmosphere which is difficult as a businessman entering people's homes. We feel that Paul is trustworthy yet professional and is able to explain his products at ease and on any level; you are left with succinct, sound advice and feel looked after, yet aware that Paul i...
I have trusted Paul Davis' advice 100%, his service and support always is first class. Paul is always willing to spend extra time to make sure I fully understand.
I had met with many financial advisers in the past and was totally baffled by their advice. I had 2-3 meetings with Paul and everything became crystal clear. I am now at a point where I know my finances for the future and feel so much happier. I have recommended Paul to my family and friends as I...
Mr Paul Davis is professional, personable, knowledgeable and helpful. He has listened, explained and provided advice to help my husband and I on a path to increase our financial wealth. I would highly recommend Paul Davis for your wealth management needs.
Financial planning, estate planning and inheritance tax planning can be extremely daunting, but having met Paul Davis, I feel comfortable with his knowledge, genuine interest and extreme friendly personality, and more importantly, my financial affairs would be in safe hands. Paul is able to deliv...
Paul is a person who is very responsible, highly reliable and he is always available for me when I need his advice. I will recommend his service and him to my family and friends without hesitation. Thank you!
Paul Davis helped me enormously in organising my changed financial affairs following a divorce that I had perhaps neglected. The service provided has been excellent from start to finish. I will be recommending Paul.
Paul has always been a genuine pleasure to work with, he has always taken the time to give ‘no nonsense and straight forward advice, tailored perfectly to my attitude to investments for current and future needs. Time is taken to explain every option, only when we both feel I fully understand, d...
As a self-employed worker with several haphazard pension pots, Paul was able to advise me on the best investment plan, tailored to my needs and in line with my views on levels of risk. He is able to explain technical matters clearly and with patience. He is always professional and well prepared f...
Thank goodness for Paul. His simple and clear explanations and no-frills approach was just what was needed. I have and will continue to recommend him without reservation.
I have only been a client of Paul's for two years or so now. But the advice I have been given so far is thorough, explained clearly, and above all Paul listened and truly has my best interests at heart. He has previously advised me to leave some of my investments where they were as that would be ...
Paul's friendly but professional manner has always put me at ease that I am achieving the best potential with my money at a level of risk I am comfortable with. He takes the time to explain my options well, always making sure I understand the risks and potential benefits, without any pressure to ...
I first met Paul Davis in September 2020. It's been a pleasure to have him deal with my financial planning including tax advice; pensions and trust funds. He's even helped me with a commercial mortgage. Easy to talk to and he works with me rather than push me into something I'm not certain of. On...
Paul Davis has always given us great service and help right from the start when consolidating our numerous pensions. His knowledge and warm approach allows us to fully understand investments and his regular contact gives us confidence that he always puts our interests first.
Paul Davis invested a great amount of time explaining the various options available and the risks involved to help me make an informed decision when setting up my pension last year. I have just had my annual review and again, Paul explained everything that has happened this year to ensure what I ...
We have been continuously impressed and reassured by Paul's patience and attention to detail. He has taken time to identify the right financial options for our personal circumstances, which we know will provide financial security for our future and that of our children.
We were new to investing and felt that we wanted to talk to a local financial adviser. We found Paul Davis and we can honestly say that he has guided and advised us so that we feel totally comfortable with the investment decisions that we have made. We feel totally at ease in his company and woul...
Paul's approach to explaining our current pension plans was done in a very clear and transparent way. He made something very complicated, very easy to understand and digest. He took the time to listen to our questions and was very knowledgeable and patient in answering our questions. I would high...
Paul Davis came highly recommended and we have been very pleased with the advice and service received. We have felt confident with our decisions thanks to Paul's guidance.
Paul Davis has been very helpful, he gave me the opportunity to digest everything he advises me on to make a decision on what cause of action to take.
Paul's advice has been extremely helpful for our future planning. He has always been professional and friendly, above all totally honest. I would not hesitate to recommend Paul to anyone.
The Partner Practice is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority) for the purpose of advising solely on the Group’s wealth management products and services, more details of which are set out on the Group’s website www.sjp.co.uk/products. The ‘St. James's Place Partnership’ and the titles ‘Partner’ and ‘Partner Practice’ are marketing terms used to describe St. James's Place representatives.
